Our Business Activities

We Provide Financial Intermediaries (Depository) Services

We provide Financial Intermediaries (Depository) services and participating in the capital economic of the nations by promoting the flow of Foreign Direct Investment (FDI) into this region.

We are also a registered company with the Central Bank of Malaysia (BNM) and free to undertake any type of FDI in Malaysia without any restriction and limitation. It is also free to receive an investment funds in the form of equity injections from the non-residents.

A financial intermediary refers to an institution that acts as a middleman between two parties in order to facilitate a financial transaction. The institutions that are commonly referred to as financial intermediaries include commercial banks, investment banks, mutual funds, and pension funds. They reallocate uninvested capital to productive sectors of the economy through debts and equity.

Bank
Credit Union
Mutual Funds
Financial Advisors

Empowering Finance Leaders of Tomorrow

Financial Intermediaries

A financial intermediary refers to an institution that acts as a middleman between two parties in order to facilitate a financial transaction. The institutions that are commonly referred to as financial intermediaries include commercial banks, investment banks, mutual funds, and pension funds. They reallocate uninvested capital to productive sectors of the economy through debts and equity...Read more.

Financial intermediaries offer the following advantages:

Spreading risk - Financial intermediaries provide a platform where individuals with surplus cash can spread their risk by lending to several people rather than to only one individual. Lending to just one person comes with a higher level of risk. Depositing surplus funds with a financial intermediary allows institutions to lend to various screened borrowers. This reduces the risk of loss through default. The same risk reduction model applies to insurance companies. They collect premiums from clients and provide policy benefits if clients are affected by unforeseeable events like accidents, death, and disease.

Economies of scale - Financial intermediaries enjoy economies of scale since they can take deposits from a large number of customers and lend money to multiple borrowers. The practice helps to reduce the overall operating costs that they incur in their normal business routines. Unlike borrowing from individuals with inadequate funds to loan the requested amount, financial institutions can often access large amounts of liquid cash that they can loan to individuals with a strong credit rating.

Economies of scope - Intermediaries often offer a range of specialized services to clients. This enables them to enhance their products to cater to the requirements of different types of clients. For example, when commercial banks are lending out money, they can customize the loan packages to suit small and large borrowers. Small and medium enterprises often make up the bulk of borrowers. Preparing packages that suit their needs can help banks grow their customer base. Similarly, insurance companies enjoy economies of scope in offering insurance packages. It allows them to enhance their products and services to satisfy the needs of a specific category of customers such as people suffering from chronic illnesses or senior citizens...Read more.

Growth on divergent paths amid elevated policy uncertainty - IMF

Global growth is projected at 3.3 percent both in 2025 and 2026, below the historical (2000–19) average of 3.7 percent. The forecast for 2025 is broadly unchanged from that in the October 2024 World Economic Outlook (WEO), primarily on account of an upward revision in the United States offsetting downward revisions in other major economies. Global headline inflation is expected to decline to 4.2 percent in 2025 and to 3.5 percent in 2026, converging back to target earlier in advanced economies than in emerging market and developing economies.

theedgemalaysia.com

Capital market up 6% to RM3.8 trillion in 2023, total AUM hits new record high of RM975.5 billion

Malaysia’s domestic capital market rose 5.56% to RM3.8 trillion in 2023 from RM3.6 trillion in 2022, thanks to the broad-based growth in both total Bursa Malaysia market capitalisation and bonds and sukuk outstanding.

goldmansachs.com

Global GDP is forecast to grow solidly in 2025 despite trade uncertainty

worldbank

Global Economy Stabilizes, But Developing Economies Face Tougher Slog

world-economic-forum

Chief economists look ahead to 'particularly complex' year of tariffs and tensions

Foreign Direct Investment:
Key to Poverty Reduction in Malaysia....

Malaysia’s rapid economic growth has given rise to the realization of distributional objectives for achieving its ultimate goal of national unity. Reducing poverty and income disparities among races, income groups and regions is continuously emphasized by the Government of Malaysia in the country’s series of national development plans. This paper concentrates on the significance of Foreign Direct Investment (FDI) in poverty reduction across the states of Malaysia...Read more.

Why You Should Invest
In Malaysia?

A dynamic and deep market with diverse opportunities and strong growth potential.

A vibrant economy that offers both portfolio diversification and long-term returns.

An ideal gateway to Southeast Asia’s thriving markets.

Malaysia's economic journey is a testament to its resilience and adaptability, offering significant benefits to domestic and global investors.
Over the past few decades, Malaysia has transformed from a primarily commodity-based economy to a well-diversified economy which consists of various high-complexity industries.
This transformation reflects the country's strategic planning and robust policy reforms, which have not only spurred domestic growth but also provided investors with a stable and conducive environment for long-term capital appreciation.... Read more.

Reasons To Invest In Malaysia

Malaysia as a Reformer

Strong Economic Fundamentals

Policy Driven

Mature Financial Market

Stable Regulatory Environment & Governance

Dedication to Sustainability

Diversified Sectors

Sovereign Credit Rating Snapshot

Assets and Opportunities

Relevant Authorities

Why Malaysia - MITI

Why Malaysia - MIDA

Why invest in Malaysia

2024 Investment Climate Statements: Malaysia

Investing in Malaysia: The Ultimate Guide

Reasons to Invest in Malaysia

Top 10 Reasons to Invest in Malaysia

Economics & Finance

Making the Most of FDI

When it comes to converting foreign direct investment into income growth and technological upgrading, Shenzhen, China, has been far more successful than Penang, Malaysia. The reason is simple: Shenzhen, unlike Penang, supported the rise of innovative local businesses...

Foreign direct investment (FDI) has proved to be resilient during financial crises. For instance, in East Asian countries, such investment was remarkably stable during the global financial crises of 1997-98. In sharp contrast, other forms of private capital flows—portfolio equity and debt flows, and particularly short-term flows—were subject to large reversals during the same period (see Dadush, Dasgupta, and Ratha, 2000; and Lipsey, 2001). The resilience of FDI during financial crises was also evident during the Mexican crisis of 1994-95 and the Latin American debt crisis of the 1980s...Read more.

Source: https://www.imf.org/external/

Foreign Direct Investment for Development (Maximising Benefits, Minimising Costs): Foreign direct investment (FDI) is an integral part of an open and effective international economic system and a major catalyst to development. Yet, the benefits of FDI do not accrue automatically and evenly across countries, sectors and local communities. National policies and the international...Read more.

Source: www.oecd.org/investment

Flows of foreign direct investment (FDI) are increasingly being seen as a very important channel for the transfer of technology, capital and entrepreneurship. Developing countries compete vigorously among themselves to attract greater volumes of FDI with a variety of policy instruments...Read more.

Source: www.researchgate.net/

FDI into Africa from
GCC hits new heights

Greenfield foreign direct investment (FDI) announcements by Middle Eastern investors in Africa have boomed in recent years, due to ambitious plans to produce renewable energy like green hydrogen and develop infrastructure such as ports, warehouses and data centres...

Let foreign investments boost the Philippines

MANY problems keep the ordinary Filipino up at night. A recent Pulse Asia survey commissioned by the Stratbase Institute said seven in 10 Filipinos are deeply concerned with the escalating inflation crisis. This concern is first on the list of respondents’ urgent national concerns. Worse, 74% of respondents believe that the current administration’s response to this concern is inadequate...

The Marcos administration is hiking its borrowing plan for this year to 2.57 trillion pesos, as it also expects to plug a bigger budget deficit than it previously projected...

Retrenchments in Singapore fell for the second straight quarter while the hiring outlook improved, according to preliminary first-quarter labour market data from by the Manpower Ministry (MoM)...

The operator of Bangkok’s two main airports plans to spend about $4.8 billion to more than double capacity by the end of the decade to cope with a surge in post-pandemic tourism...

business & mindset mentor

Always listen to experts.
They'll tell you what can't be done, and why.
Then do it...

banking Scandals

Lack Of Integrity, Insincerity And Dishonesty Of The Financial Institutions In Malaysia.

How do countries attract foreign investment?

Unlocking Foreign Direct Investment

Foreign Direct Investment: Scaling New Heights

Digital FDI: Opportunities & challenges

The Future of Investment Promotion

Driving Foreign Direct Investment to Africa

The Future of Foreign Direct Investment in Challenging Economic Times

Foreign Direct Investment: Economic Development Strategies for States

What are Emerging Markets?

“Emerging markets” is a term that refers to an economy that experiences considerable economic growth and possesses some, but not all, characteristics of a developed economy. Emerging markets are countries that are transitioning from the “developing” phase to the “developed” phase...

What is Sustainable Development?

Sustainable development is how we must live today if we want a better tomorrow, by meeting present needs without compromising the chances of future generations to meet their needs. The survival of our societies and our shared planet depends on a more sustainable world...

Evening Crest Sdn Bhd

The Black Stallion

Applying for ISO
Compliance and Certification

ESG

ESG is at the heart of everything we do, learn about our goals: Environment, Social and Governance.

Businesses with good ESG practices score higher in reputation and carry less risk as they incorporate sustainability as their core value. Moreover, ESG analysis can help investors determine a business’ long-term sustainability and any intangible ESG risks arising from these matters...Read more

Imagine growing your wealth while combating climate change and promoting social equality. This is the promise of sustainable investing, a rapidly growing approach that’s reshaping finance. Sustainable and socially responsible investing, also known as ESG investing, considers environmental, social, and governance factors alongside financial returns. This investment approach is about seeking out companies and funds that make a positive impact while delivering competitive performance...Read more

Environmental, Social And Governance: What Is ESG Investing?

Forbes.com

When you choose ESG investing, you’re putting your money to work in companies that strive to make the world a better place. This type of ethical investing strategy helps people align investment choices with personal values.
ESG stands for environment, social and governance. ESG investors aim to buy the shares of companies that have demonstrated a willingness to improve their performance in these three areas...Read more

How to Invest in ESG

Investopedia.com

Growing climate concerns and social injustice have more investors wondering about how to invest in environmental, social, and governance (ESG) funds and stocks. The idea behind ESG investing is to make a difference with the dollars you invest by supporting companies that demonstrate policies congruent with improving the environment, positive social justice, and furthering sound governance. If you want to grow your wealth while creating a more just world, then you need to understand ESG in investing. Find out how to invest in ESG, from opening a brokerage account to researching ESG investments. This article will cover a range of ESG investments and strategies so that you can align your money with your values...Read more

Ethical or responsible investing is not a new development, ...

Traditionally, the primary concern of investors has been the level of returns provided by an investment, with general ambivalence towards how those returns have been generated. Now, the industry is seeing a drive towards responsibility in its stewardship of investor money, with investors seeking to understand how their savings are being invested.
Ethical or responsible investing is not a new development, with many asset managers offering funds or investments under various guises; responsible, ethical, sustainable, socially conscious or impact investing are terms that you may have seen, almost interchangeably in many cases...Read more

Trends for the Next Decade of Sustainable Investing

By: Morgan Stanley

Sustainable Investing: What Is It and Why Is It Important?

By: The Boss Magazine

Sustainable Investing / Socially Responsible Investing

Insight/Articles

What Is ESG Investing?

ESG stands for environmental, social, and governance. ESG investing refers to how companies score on these responsibility metrics and standards for potential investments. Environmental criteria gauge how a company safeguards the environment. Social criteria examine how it manages relationships with employees, suppliers, customers, and communities. Governance measures a company’s leadership, executive pay, audits, internal controls, and shareholder rights...Read more

The intellectual underpinnings of sustainable development lie in modern natural resource management, the 20th-century conservation and environmentalism movements, and progressive views of economic development. The first principles of what later became known as sustainable development were laid out at the 1972 United Nations Conference on the Human Environment, also called the Stockholm Conference...Read more.

The Launching of The National Industry Environment, Social and Governance (i-ESG) Framework.

TOP 10: ESG Strategies From the World's Largest Companies

Difference between Sustainability and ESG

10 ESG REPORTS FROM POPULAR COMPANIES

From your company’s internal culture and social impact to its environmental and governmental initiatives, releasing an extensive ESG report annually is becoming standard with some of the world’s leading companies. An ESG disclosure is all about transparency and accountability.

What Is ESG Investing? (Sustainable Investments)

ESG investing refers to a method that investors adopt to build investment portfolios based on environment, social, and governance (ESG) as criteria and gain financial returns while positively contributing to the society. In addition, it aims to measure businesses' sustainability by assigning ESG scores to them.
ESG investing criteria prevent investors from investing in risky and loss-making companies. Investors can invest in ESG through stocks and funds. First, the ESG scores are used to rank the stocks of a company according to their performance. Then, investors use the scores to invest in companies that align with their beliefs
(a)ESG investing refers to investing by an investor in a company based on its contribution to improving the environment, society, and governance.
(b) ESG score measures a company’s commitment to environmental, social, and governance improvement.
(c) It is a safe and high-return investment for the investor and the company as it helps them secure funds and sustainability in their business.
(d) Investors can invest in it by way of ESG stocks and funds.

What is an ESG Investing - Meaning, Types, Strategies and Examples

What is ESG investing? - CFA Institute

ESG for Beginners:
Environmental, Social and Governance Investing

What Is Sustainable Investing?

Investors can use several strategies to build and diversify their portfolios to ensure financial success. One emerging trend changing the way businesses and investors think about investing is a concept known as sustainable investing.
Sustainable investing has helped shape the world by contributing to positive social change. It’s also proven that individuals and businesses can financially benefit by making their investments more sustainable. By solidifying sustainable business strategies, purpose-driven leaders and organizations can thrive as they solve the world’s biggest challenges.

Moderator:
Susan Mac Cormac,
Partner, Morrison & Foerster

United Nations • Climate change refers to long-term shifts in temperatures and weather patterns. Human activities have been the main driver of climate change, primarily due to the burning of fossil fuels like coal, oil and gas.

EMBRAER - ESG is at the heart of everything we do, learn about our goals: Enviroment, Social and Governance.

SOLARVEST - The Driving Force in Total Solar Solutions

Useful links

What is sustainable investing?

Common types of sustainable investments

Challenges of sustainable investing

4 Steps to Sustainable Investing

The future of sustainable investing

Ethical investing: Balancing profit and purpose

ESG Deals Creation and Impact Investing in Malaysia

pwc.com

Southeast Asia’s rapid economic growth and urbanisation have given rise to significant environmental challenges in recent years. Malaysia in particular has made encouraging progress in its sustainability commitments, spurred by initiatives outlined in the 12th Malaysia Plan to promote the development of a green economy. In response to growing market concerns on sustainability challenges and risks, there has been a rising interest amongst foreign and domestic investors to participate in Malaysia's green economy through ESG investments in order to address major environmental issues and generate sustainable returns.
The publication "ESG Deals Creation and Impact Investing in Malaysia" explores the emerging status of Malaysia as a potential destination for ESG investments, driven by the growing appetite of investors, increasing corporate initiatives and a supportive regulatory environment conducive to sustainable business practices. According to a recent PwC research, companies listed in FTSE4Good Bursa Malaysia (F4GBM) Index which have demonstrated strong ESG business practices, have been able to deliver higher valuation multiples and investment returns. We also discuss how ESG integration into businesses will bring about additional opportunities for value creation through sustainable transformation.

Potential ESG investment opportunities in Malaysia

Energy transition
Food security
Circular economy
Mobility transformation
Environmental engineering

The 10 Largest Funds Aligned to Sustainable Development Goals

Expect more funds to launch as sustainable investors look for impact.

Foreign Direct Investment:
Read more...

FDI Definition: A foreign direct investment refers to a purchase of a particular organisation’s interest by another foreign organisation. Such an organisation or investor is located in a different country than the organisation whose interest is purchased. It involves a business decision whereby a significant stake is acquired in a foreign business. Generally, organisations undertake FDI to expand operations to a foreign location...

Foreign direct investment (FDI) is the prevalent mode of corporate governance to gain control over productive assets abroad. Control is achieved through the transfer of property rights to the foreign firm. Through FDI, companies can exploit their internal (so-called ownership-specific) advantages through combining them with location-specific advantages abroad, for example, market opportunities, resources, and local value chains...

According to the IMF and OECD definitions, direct investment reflects the aim of obtaining a lasting interest by a resident entity of one economy (direct investor) in an enterprise that is resident in another economy (the direct investment enterprise). The “lasting interest” implies the existence of a long-term relationship between the direct investor and the direct investment enterprise and a significant degree of influence on the management of the latter...